FAQ

QAi provides indicative quotes for two main Technology Finance options:

Technology Finance Lease (Lease to Own) – Pay over time with the intention of owning the equipment.

Technology Rental (Lease to Return) – Flexible use of technology without ownership, ideal for frequent upgrades.

Each option is designed to suit different business goals regarding ownership, flexibility, and technology refresh cycles.

A finance lease allows you to pay for technology over time with the intention of owning it at the end of the term. Once all contracted payments are made, ownership transfers to you for a small nominal fee (typically $1.00 ex GST).

A finance lease is typically best if your business:

Plans to use the technology long term

Does not require frequent upgrades

Prefers to retain ownership of assets

Wants predictable monthly payments without upfront capital outlay

A rental allows you to use technology for a fixed period without owning it. At the end of the term, the equipment is returned to the funder, giving you the flexibility to upgrade, extend, or refresh.

Rental is ideal if your business:

Has defined technology refresh cycles

Wants lower monthly payments

Prefers flexibility over ownership

Regularly upgrades hardware or software

Is focused on sustainability and reducing e-waste

Zeal specializes in technology financing, offering tailored solutions that align with IT sales cycles and product lifecycles. Unlike traditional bank loans, our financing options are designed to be:

Flexible and fast

Requiring minimal financial documentation

Focused on enabling your customers to acquire technology while helping you close deals efficiently